I am an avid watcher of his show, and decided to make the switch. From everything I saw, it seemed that it would be the “best budgeting app” and was basically 10x better than RocketMoney. I had Rocket Money premium for 2 years, and now have this one. Not sure if it takes a while to recognize patterns, but it isn’t auto sorting transactions into categories. I spent a great deal of time sorting things into the correct categories, however I am still having to manually do it for each transaction. They need a “create a rule” option for expenses to auto-categorize ( for things that need it like my rent payment). I saw in multiple sources that you’re supposed to be able to make goals ( saving goals, debt-goals, etc.) however, I do not see this anywhere. Creating a “budget” for the total payoff amount for my credit cards isn’t an option for that because it alters the monthly budget and info necessary to properly budget month-to-month. I like the app, I already use it more than my Rocket Money App, but for double the price, I think it needs more features and some definite updates. Also one of my accounts will NOT connect no matter what I do. One final point, I’m a weirdo who loves light mode instead of dark mode but you can’t read white-on-white when creating budget/categories and such. Just some simple fixes such as these would make the app amazing.

loving the app so far BUT my account disconnects after a day. i have to reconnect it bc my data unsyncs after a day. bc of this, all my labels for each transition i manually update are deleted and i have redo everything… everyday… again.. 🥲 (i will gladly update my rating once the app progresses. it’s new so i understand its a wip.) this is my first budgeting app; previously i tracked with only pen/paper and then my notes app but the math has finally gotten to me after years of doing this. Finical audit has given me the reality check i needed and now Caleb is my inner voice whenever im about to make a “bad” finical decision lol. thanks for the app Caleb and team! i can’t wait to see it grow. 😊) update: for each category can we please see just those transitions labeled instead of ALL under activity. similar to what was done under budget please create separate tabs for spending, monthly, top categories instead of being on the main screen leading to activity. also needs to update in real time, temporarily does but then i have to disconnect and reconnect and go back to the endless cycle of relabeling

What’s missing from most apps in my opinion is that ability to have a set income and automatically remove my recurring expenses from it. For example, I work in the military and my biweekly income are always the same, $1150 the first check (15th of month) and $1230 the second check (30th). From the 1st of the month to the 15th I have to pay my phone bill, internet, and renters insurance which never change so I deal with that with my second check of the month. My first check I’ll use to pay my auto loan and car insurance. Then I pay $140 in groceries weekly. The only thing that changes is my gas. So either I can tell the app how much I make monthly or biweekly and add these budgets then I can see how much money I’m getting left over with for the month instead of seeing whatever is left in my bank account because it will keep going up from saving money (ofc I have a savings but my wife puts most of her check in there). I’m not sure if I’m explaining myself correctly and how it can be incorporated in the app to help me but I’m sure there’s many of us with kind of the same simulation, especially us military people! We have to budget extremely hard lol. Of course I love Caleb and I love this idea of the app but being simple doesn’t mean it to lack features. It can be complex but intuitive, that’s what makes it simple. Hope you guys take this into real consideration!